Collocations Finance
Income
earn money/cash/(informal) a fortune/the minimum wage/a living wage
make money/a fortune/(informal) a killing on the stock market
acquire/inherit/amass wealth/a fortune
build up funds/savings
get/receive/leave (somebody) an inheritance/a legacy
live on a low wage/a fixed income/a pension
get/receive/draw/collect a pension
depend/be dependent on (British English) benefits/(North American English) welfare/social security
Expenditure
spend money/your savings/(informal) a fortune on…
invest/put your savings in…
throw away/waste/ (informal) shell out money on…
lose your money/inheritance/pension
use up/ (informal) wipe out all your savings
pay (in) cash
use/pay by a credit/debit/contactless card
pay by/make out a/write somebody a/accept a (British English) cheque/(US English) check
change/exchange money/currency
give/pay/leave (somebody) a deposit
Banks
have/hold/open/close/freeze a bank account/an account
credit/debit/pay something into/take money out of your account
deposit money/funds in your account
withdraw money/cash/£30 from an ATM, etc.
(formal) make a deposit/withdrawal
find/go to/use (especially North American English) an ATM/(British English) a cash machine/dispenser
be in credit/in debit/in the black/in the red/overdrawn
use a mobile/an online banking app/platform/service
Personal finance
manage/handle/plan/run/ (especially British English) sort out your finances
plan/manage/work out/stick to a budget
offer/extend credit (to somebody)
arrange/take out a loan/an overdraft
pay back/repay money/a loan/a debt
pay for something in (especially British English) instalments/(North American English usually) installments
Financial difficulties
get into debt/financial difficulties
be short of/ (informal) be strapped for cash
run out of/owe money
face/get/ (informal) be landed with a bill for £…
can’t afford the cost of…/payments/rent
fall behind with/ (especially North American English) fall behind on the mortgage/repayments/rent
incur/run up/accumulate debts
tackle/reduce/settle your debts